800 Credit Now - Birmingham, Alabama

Mae

Man, I’ve never done this review stuff, but I will not move on without providing this information publicly. I am not tryna sway anyone’s decision to work with this company, however, the way I was handled by the owner Reko there’s no way I could let this slide. This will be a long review, but it’s worth the read. Let’s be clear about 4-5 years ago I came to this company for a credit sweep and they delivered as they said they would, but this was the times where sweeps were a thing. If you notice all of their best reviews are mostly around that same time. Fast forward to this year I came back to Reko for help after damaging my credit again during Covid. I called Reko and informed him of my circumstances. He informed me that they would be able to do what they did before, I mean his presentation was very convincing, so much that I zelled him $1500 for a credit sweep like 9pm at night. He informed me that a majority of my accounts would come off the first round, which is why I paid that type of money. Long story short after the 1st round absolutely nothing was removed from my report. Although he insisted that it was. I matched up two months of credit reports side by side and the only thing that was different was one inquiry. I requested a refund because he did not deliver like he said he would. He also stopped communicating with me regarding my account and often got defensive when you asked for updates or had questions about my account. When asked what happened to a majority of my accounts coming off the first round, he says, it’s harder the 2nd time you repair your credit. That make a lot of sense, but his sales pitch prior to signing on did not include this information. He conveniently left that out to get me to send him my money. It has been a nightmare ever since. No communication, unprofessionalism, bad business practices and a lack of integrity. He recently terminated my credit repair because he couldn’t find my log in information. When I requested a refund, he conveniently found my log in information. Unfortunately he took advantage of my desperation to have my credit repaired, and although they did absolutely nothing for me, he is refusing to give me a refund. 4 months had passed and my fico scores has not budged! This review is for anyone else that was scammed by this company, one you are not alone, and two if you are looking to join me in filing complaints to the FTC and your attorney general send me a message. This was the worst experience ever and guess what Reko can care less after he gets your money. I will not stop until I get my money back, even if me getting my money back looks like him losing customers or even worse loses this God awful business. I would post his lies, and the unprofessional emails from him, but I’ll save that for the attorney general.

Updating my review 7-6-24 in response to Reko's response of defamation. Defamation would be posting my receipts. Please contact your lawyer, because mines is already on it. I want my $1500 for the nothing that you all did.

Erica Taylor

I am requesting a refund of $5,289.80 it has been a year in July since I paid for a sweep $1500, I paid $877.80 and $2912 additional which is 10% for me and my husband loans and credit card debit/credit repair, I was at 620 credit score and Reko said I would be at 700 (which never happened) me and my husband’s credit score dropped to 400’s. Everything went to collections nothing was done. This company ruined my life!

V Minter

I had an amazing experience working with Reko's Enterprise. He was upfront about what could be done to resolved my credit issues. I was blessed to work with Jessica West her customer service is amazing. She was a pleasure to work with. They really know how to get the job done in a timely fashion. I have used other credit repair companies and the only thing that increased was their bank accounts instead of my credit score. Working with Reko and my girl Jessica West my credit score went up a 100 points and it only getting better. Thanks you both for repairing my credit issues and great customer service.

Felipe Pires

Great help and guidance I have got. Good knowledge. Highly recommended.

Denise Amerson

My journey started off rocky as I was having a little trouble with my assigned customer contact representative. I started off in the mid 500’s, Reko took over and things changed for the better.

Reko was such a great help, he made me feel as though I was not bothering him and he was of great assistance with my questions and concerns.

I am now in the low 700’s. It is definitely worth it to be a customer of 800 credit now. I did however choose the 45-60 day plan and that turned into 11 months so I had to understand that each case is different.

I would recommend them to anyone in need of credit repair.

Erika Dailey

My husband and I joined the program almost 1 year ago and have had excellent results. Our point of contact was Kay! She is amazing!!! She was always there when we called for any questions! I recommend their services to anyone that is need of repairing their credit! Give them a call today and ask for Kay! You will not be disappointed..I promise! Thank you Kay! ?

cortnei

Working with the professionals at 800 credit now is one the best decisions I've ever made. Jessica was great, she always kept me updated during the process and made sure that I understood every step of the way. If your considering repairing your credit. Credit now is the way to go!!! Amazing Results!

Bret Loftis

After going through the credit sweep program for 18 months I decided to try to add tradelines since the credit sweep only added 80-90 points. I paid 2500 dollars to ad 2 tradelines (a 15k card and a 25k card each around 20 years old) I was told this would post in a couple weeks. I timed it to buy a home but nothing had posted for over 2 months and by that time rates were 1.25% higher. I was told they initial posting didn't happen because my credit had a lock on it so I spent 7 hours calling 8 different companies only to hear the same thing, there was no lock on my credit at all!

A week ago (about 10 weeks after I started) I had a 6k Macys card post to my credit which boosted it a whopping 13 points. I have been going back and forth with Jay for weeks now letting him know I wanted a refund because I clearly did not get what I paid for and it took MUCH longer than I was told. However, now that I have a Macy's card posting on my credit I am being told "I cannot get a refund because money was paid and tradelines posted". The expectations they set were favorable and I would have been happy if I either got what I was told I paid for in the timeframe I was given or received a refund because that did not happen. No I am still out 2,500, have 1 tradeline that I did not want, and was not able to get an affordable rate for a home because the window has closed. I told Jay I didn't want to write this post because it's not who I am but I felt compelled to do it to help anyone else who is thinking about spending money to boost their credit. Consider other options first.