Financial Zen - San Francisco, California

Jessica S.

Working with Rick's team at Financial Zen has far exceeded my expectations in every way! Before selecting Rick, I talked with 10+ financial advisors, and no one came close to the quality and value he offers.

I just finished Financial Zen's six-month onboarding program, in which Rick and his team helped me transform my finances from sorta disorganized to 100% streamlined. As an operations and UX professional, I am a harsh judge of customer experience, but I have only effusively positive things to say about Rick's approach to working with clients. He visibly cares about creating a top-quality, high-ROI client experience — and it shows in every aspect of his work. In the time I've worked with Rick, he's also been building out his team and has ensured that every member of Financial Zen delivers the same level of excellence.

Beyond getting clear on my cash flow and streamlining my financial accounts, Rick's program includes tasks that other advisors considered out of scope (or would charge extra for), like auditing my insurance, reviewing tax returns, and jointly working with an estate lawyer. He has thoroughly and thoughtfully designed every aspect of his program, like having comprehensive to-dos managed through a Monday dashboard, plus weekly modules complete with helpful videos and a workbook.

In addition to the program's standard curriculum, Rick has enthusiastically worked with me to address bespoke topics and to-do's for embarking on creating a solopreneur business. To me, this is the ultimate testament to Rick's commitment to helping people with all aspects of their financial health. Other advisors had zero interest in helping me with my new venture because it fell outside of their usual offerings, whereas Rick was super pumped about the opportunity. His expertise, support, and excitement surpass anything I could have hoped for.

This brings me to my last point: Rick and his team are a joy to work with. He's passionate about helping people through his business, and his enthusiasm is infectious. Rick clearly believes that helping people attain financial zen is the work he's meant to be doing, and it shows. I am grateful to Rick and his entire team at Financial Zen for being my personal CFO, and I wholeheartedly recommend them!

Ning Y.

Rick's Financial Zen program is the best one out there if you want your financial house in order! My fiancé and I went through the foundation program and really acquired the confidence for our future with Rick's help.

He's been so responsive and engaging throughout the process, introduced us to his resourceful network and setting us up for success. We really like his energy right off the bat and we are happy Financial Zen members that will stick around.

Andrew G.

Full disclosure - I've known Rick for almost 20 years and consider him a good friend. Because of this personal relationship, I was reluctant to bring him on as my Financial Planner and was nervous about "crossing that line". It took me years after his practice first started to do just that and I will be the first to admit that I should have made the decision to work with Rick and The Financial Zen team, years earlier. I'm still kicking myself on that decision today.

I started working with Rick ~2 years ago and in that time, he has helped me form a great financial/retirement strategy and provided me with a wonderful piece of mind that my "house is in order". I have really enjoyed working with Rick and have learned a ton in this short time. I highly recommend Financial Zen!

BONUS - Rick proactively took a look at my previous 3-years of tax returns and caught a significant error that my previous accountant had made. Because of this, I was able to amend my previous tax return and received a very nice check in the mail from The US Department of Treasury, which never happens 🙂

Thank you to Rick and The Financial Zen Team for everything!

Chris R.

Rick is easily the best financial planner/advisor/guru you can work with. In my first month working with Rick, I did more for my personal finances than I had done... ever. Not only does he have the knowledge, but the skills and personality to teach you (and get it to stick) the things to make you the zen master of your own financial journey. I can't thank Rick enough for helping us make sense of our ever changing financial opportunities and I highly recommend him to anyone looking to get more control and peace of mind over where they are going financially!

Keith E.

I've been Rick's client 15+ years; since the launch of Financial Zen.

Rick is a great sounding board to bounce ideas off. He listens, is non-judgmental, and provides options for me to consider. As a result of sharing his financial knowledge and helpful online tools to track progress, I'm comfortable adjusting strategies to achieve the goals I've set.

I'm happy to say I've achieved four important goals working with Rick: 1) my financial house is in order 2) I was able to care for my father until his passing 3) I retired on my terms 4) I bought a home that I look forward to living in for many years.

So, if you are looking to achieve Financial Zen, talk to Rick.

Brian B.

Rick Valenzi and the Financial Zen group are a phenomenal financial partner. He has been there for my family and I as we plan for and reach life’s biggest financial challenges and milestones. He’s been there for us at each stage of our lives to help us reach our goals, be it saving for a trip, buying a home, protecting our young family with a trust, college savings, retirement planning and overall financial well being. Rick truly does provide financial Zen and gives my family one less thing to worry about. I am thankful to have Rick and the Financial Zen team in my corner.

Marissa R.

Rick has been invaluable in helping me to get my financial house in order. He has a very practical approach that has enabled me to take measurable steps toward achieving my financial goals. He's an excellent resource for tech professionals where stock is a portion of the compensation package. When working with Financial Zen, you not only gain access to Rick but also to his legal, insurance, tax, etc contacts who all advise and contribute toward your individual financial goals and priorities.

Sonia V. L.

We have been clients of Financial Zen for over 12+ years. We have had an excellent experience till date. We have young kids and live in the Bay Area. We have got helpful advice from Rick and his team on managing our finances, and having a savings plan for our kids' college and our retirement. Rick does regular check ins with us and offers invaluable advice on so many financial topics that we would have not known about. I highly recommend doing business with Financial Zen.