ZINC Financial - Fresno, California

Dirección: 1525 E Shaw Ave, Fresno, CA 93710.
Teléfono: 8888235090.
Página web: zincfinancial.com.
Especialidades: Prestamista hipotecario.
Otros datos de interés: Entrada accesible para personas en silla de ruedas, Estacionamiento accesible para personas en silla de ruedas.
Opiniones: Esta empresa tiene 62 valoraciones según Google My Business.
Opinión media: 3.8/5.

Ubicación de ZINC Financial

8888235090

Horario de ZINC Financial

Lunes: 8 a.m.–5 p.m.
Martes: 8 a.m.–5 p.m.
Miércoles: 8 a.m.–5 p.m.
Jueves: 8 a.m.–5 p.m.
Viernes: 8 a.m.–5 p.m.
Sábado: Cerrado
Domingo: Cerrado

ZINC Financial es una empresa especializada en prestamistas hipotecarios que ofrece una variedad de servicios financieros para satisfacer las necesidades de sus clientes. Ubicada en el 1525 E Shaw Ave, Fresno, CA 93710, esta empresa es fácilmente accesible para personas en silla de ruedas y cuenta con estacionamiento especialmente diseñado para este propósito.

El teléfono de contacto es el 8888235090, y su página web oficial es zincfinancial.com. En su sitio web, los visitantes pueden encontrar información detallada sobre los servicios que ofrece la empresa, las tasas de interés, los requisitos de solicitud y mucho más.

En cuanto a sus especialidades, ZINC Financial se enfoca en proporcionar préstamos hipotecarios a sus clientes. La empresa cuenta con un equipo de expertos en la industria que pueden ayudar a los clientes a encontrar la mejor opción de préstamo para sus necesidades específicas. Ya sea que esté buscando comprar una nueva casa, refinanciar su hipoteca actual o invertir en bienes raíces, ZINC Financial tiene la experiencia y el conocimiento para ayudarlo a lograr sus metas financieras.

Otra ventaja de trabajar con ZINC Financial es su enfoque en el servicio al cliente. La empresa se enorgullece de proporcionar una atención personalizada y dedicada a cada uno de sus clientes, lo que significa que siempre estará disponible para responder preguntas, ofrecer asesoramiento y ayudarlo a navegar por el proceso de solicitud de préstamo.

Según Google My Business, ZINC Financial tiene un total de 62 valoraciones, con una opinión media de 3.8/5 estrellas. Muchos clientes han elogiado la empresa por su servicio al cliente excepcional, su conocimiento experto de la industria y su capacidad para proporcionar préstamos hipotecarios competitivos.

Opiniones de ZINC Financial

Dr. Saacha Spade

2/5

I have mixed feelings about Zinc. On one hand, I appreciate the high LTV that was offered for a bridge loan. But during closing, there were delays because things were suddenly being requested that should have been addressed during underwriting. My loan is interest only for 1 year which means my principal has not budged. Knowing what I know now, if you take this type of product it is wise to get out of it as soon as you can which was the plan for me. When I accepted the loan I was told that if I did not have financing in place at the end of the year, I would be able to refinance with Zinc or get an extension. Now that it is close to the 1 year time, I find out that in order to get an extension for THREE months, I have to pay 1.5% and a $50k buy down fee. When I explored refinancing into a longer loan, I was told they’re not interested in refinancing and just want to get the property off their books. So now I have to either rush to find a solution or sell my property.

Regarding the servicing, I don’t really resonate with the Lady who I’ve dealt with however that’s an energy thing. During this loan I have had continual emergencies (deaths of family members, took ill), and those issues caused me to be late a few times. I was not aware of what I actually owed so I recently requested a payoff. I was charged $105 for it. Reviewing the $30k plus in additional fees, I saw that Their late fee is 20% of the monthly payment. One month they charged me two late fees. Since my payment is $8500, those late fees were $1780 penalties. That one month I was charged two late fees, that totaled $3500 basically. The late fee will kick in no matter if your payment is a day late or twenty days late.

Another section of the payoff was inaccurate as well, so make sure you review your docs and your numbers when doing business with Zinc or any lender for that matter.

I had hoped to do more business with them as I see that there is potential for them to be an excellent lender. But the general consensus when I speak with others about this company is that they’re not on the up and up.

Although I do appreciate them coming through for me when I needed this loan, I probably will not use them again. Midvalley and Oro Financial both offered a better experience, so I may just stick with them.

Rajaa Louka

5/5

Christy Vilaysack is amazing she takes full ownership of the loan, keeps us updated at every milestone. We were able to close two purchases within 5 days! She is the best!

Adam Lopez

5/5

The staff was very friendly and very helpful. I was in a bind and they were able to help me out. It’s nice to know that you can rely on people like this when you are going through financial hardship they help you get back on your feet.

Jens Berding

5/5

Christy has been absolutely amazing getting our loan closed and walking a fine balance of protecting ourselves and the lender appropriately. Couldn't ask for a better team.

Mario Quinonez

5/5

I have closed 3 different transactions with William Hinojosa and he keeps making things happen! Great guy to work with, really responsible, kept me updated in the processes and made everything easy to work with!

100% will recommend William with friends and family to work with him!

Asad Khan

5/5

I recently closed a loan on my house with Zinc Financial, and I couldn't be more pleased with the experience.

William Hinojosa provided exceptional service from start to finish. He was attentive, knowledgeable, and guided me through every step of the process with clarity and professionalism. I highly recommend Zinc Financial to anyone in need of loan services.

Thank you, William, for your outstanding assistance!

A&R Property Investments

5/5

William was very helpful in getting our loan. He has had the best communication from a lender that I’ve experienced. Even after we closed the loan he helped us with any questions we had. Anytime we have needed a pre-approval letter or wanted to know terms for a specific property he has gotten it to us quickly.

Pedro Gonzalez

5/5

WILLIAM HINOJOSA was a big asset to me and considering it was my first flip he really educated me on the business side of it and was always available 24/7 for any question I had I appreciate all the staff at ZINC can’t wait to work with them again!